Where to buy Terra (LUNA)

The two platforms, honestly compared

Terra 2.0 is the current Terra chain, and both major Dutch exchanges list its native token — under different names. Both offer LUNA with SEPA/iDEAL deposits and MiCA authorisation.

• Bitvavo — lists it as LUNA2 (page: Terra 2.0), 400+ assets, volume-tiered fees, free deposits.
• Finst — lists it as Terra (LUNA), flat 0.15%, no added spread, flexible staking.

What buying LUNA actually costs

Free EUR deposits and withdrawals on both. Finst’s flat 0.15% undercuts Bitvavo’s 0.25% base taker fee for typical retail purchases; Bitvavo’s volume tiers win if you trade heavily. Withdrawals to your wallet: Bitvavo charges only the network fee, Finst adds a €2.50 baseline.

Worked example — a €1,000 LUNA purchase:

• Finst: €1,000 × 0.15% = €1.50 in fees, no added spread.
• Bitvavo: €1,000 × 0.25% = €2.50 at the base taker tier.

Withdraw once: only the network fee (small on Terra 2.0) on Bitvavo, or that plus €2.50 on Finst.

How to buy Terra step by step

1. Create an account on Bitvavo or Finst and complete ID verification.
2. Deposit EUR — free SEPA or iDEAL on both.
3. Place your order — on Bitvavo search for LUNA2, on Finst for Terra; confirm the asset is Terra (LUNA).
4. Decide where the LUNA lives — custodial until you withdraw it. If you plan to hold, decide your wallet before buying (step 5).
5. Withdraw to your wallet — LUNA runs on the Terra 2.0 network. Select Terra 2.0 (never Terra Classic) and use a terra1… address in Station.

The wallet reality check

Terra 2.0 is not an EVM chain, so MetaMask cannot hold LUNA. The ecosystem standard is Station — web, extension and mobile — with built-in staking, and a Ledger provides cold storage through the Terra app. Network selection matters more than wallet choice: Terra 2.0 and Terra Classic share the same address format.

Deposits, verification & safety

Both platforms require ID verification before you can trade — expect a few minutes to a day depending on the checks. Deposits are free on both (SEPA or iDEAL), and both are MiCA-authorised under AFM supervision. Use the withdrawal-address allowlist if available, and never paste an address from a chat, email or support request.

After you buy

An exchange balance is custodial — Bitvavo and Finst hold your LUNA for you. For anything you plan to keep, withdraw to a self-custody wallet; see our Terra wallet guide and the exchange-vs-self-custody explainer.

Who should buy on which platform

• Buy-and-hold LUNA holders — Finst’s flat fee is cheaper per purchase, and the €2.50 withdrawal baseline is a one-time cost if you withdraw once and hold.
• Frequent withdrawers or DCA buyers — Bitvavo’s network-fee-only withdrawals win; the Finst baseline adds up to €30/year if you move LUNA off monthly.
• Stakers — move LUNA to Station and delegate to a validator; exchange balances cannot stake directly.
• Hardware-wallet owners — pair Station with a Ledger before buying; the ticker confusion makes it worth sorting out in advance.

Exchanges compared

Verified 6 Aug 2026.

How we evaluate

Every recommendation is based on our published methodology: we separate self-custody wallets, hardware wallets, custodial exchanges and buying platforms, and score each with its own criteria. We label everything as hands-on tested, documentation reviewed, or not yet tested. Commissions never determine rankings.

Read our full methodology

Sources & evidence

• OfficialBitvavo — Terra 2.0 listing (LUNA2) ↗
• OfficialFinst — Terra listing ↗
• OfficialBitvavo — fees ↗
• OfficialFinst — fees ↗

Changelog

• 8 Aug 2026New page: Terra 2.0 (LUNA) is listed on Bitvavo as LUNA2 and on Finst as Terra (LUNA); covers naming, fees and withdrawal guidance.

Frequently asked questions

Which ticker does Bitvavo use for Terra?

Bitvavo lists Terra 2.0 as LUNA2 — search for LUNA2, not LUNA. On Bitvavo, LUNA refers to Terra Classic, which is a different asset.

How is Terra listed on Finst?

Finst lists it as Terra (LUNA) with SEPA/iDEAL deposits, flat 0.15% fees and MiCA authorisation (AFM).

Can I withdraw LUNA from Bitvavo or Finst?

Yes — both support withdrawals to external wallets on the Terra 2.0 network. Bitvavo charges only the network fee; Finst adds a €2.50 fixed baseline per crypto withdrawal.

Which exchange is cheaper for buying LUNA?

For most retail purchases Finst's flat 0.15% is cheaper than Bitvavo's 0.25% base taker fee; Bitvavo's volume tiers win for heavy trading. See our Bitvavo vs Finst comparison.

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