Where to buy Stacks (STX)
Stacks (STX) can be bought on the major Dutch exchanges Bitvavo and Finst. This page compares costs and the stacking detail that matters after you buy.
Bitvavo and Finst are custodial exchanges: they hold your coins on your behalf. Buying and selling is their purpose; the coins remain under the exchange's control until withdrawn. An exchange account and a wallet are different products — this site never ranks an exchange as a 'wallet'.
The two platforms, honestly compared
STX is listed on both major Dutch exchanges, so the buying decision comes down to fees and what you plan to do after. Both are MiCA-authorised under the AFM.
- Bitvavo — the larger catalogue, volume-tiered fees (0.25%/0.15% base), free SEPA/iDEAL deposits.
- Finst — flat 0.15% with no added spread, free deposits, flexible staking across listed assets.
What buying STX actually costs
Deposits are free on both platforms, and EUR withdrawals are free too. Finst’s flat 0.15% beats Bitvavo’s 0.25% base taker fee for typical purchases; Bitvavo’s tiers win at volume. On crypto withdrawals, Bitvavo passes on only the Stacks network fee, while Finst adds a €2.50 baseline. If you move STX to a wallet to stack it, that withdrawal cost applies every time.
Worked example — a €1,000 STX purchase:
- Finst: €1,000 × 0.15% = €1.50 in fees, no added spread.
- Bitvavo: €1,000 × 0.25% = €2.50 at the base taker tier.
Withdraw once: only the Stacks network fee on Bitvavo (a small fraction of a euro), or that plus €2.50 on Finst.
How to buy STX step by step
- Create an account on Bitvavo or Finst and complete ID verification.
- Deposit EUR — free SEPA or iDEAL on both.
- Place your order — market for instant execution, or a limit order at your price.
- Decide whether you want to stack (the Stacks term for staking) — it changes where the STX should live.
- Withdraw to a Stacks wallet — addresses start with
SPorSN; use Leather or Xverse. Verify the address and send a small test amount first.
Stacking: the BTC-reward decision
Stacks has a genuinely interesting follow-up decision: stacking rewards STX holders in BTC. Exchange stacking is custodial and convenient; withdrawing to Leather or Xverse and stacking there keeps your keys with you — but locks your STX for one Bitcoin cycle (~2 weeks). See our Stacks wallet guide for the details.
The honest trade-off:
- Exchange stacking — no wallet setup, no lock beyond the cycle, but the exchange holds the keys and takes a cut.
- Self-custody stacking — full ownership and you choose your pool, at the cost of managing a wallet and reading the pool’s terms.
After you buy
An exchange balance is custodial. Stacks has a genuinely interesting follow-up decision: stacking rewards STX holders in BTC. Exchange stacking is custodial and convenient; withdrawing to Leather or Xverse and stacking there keeps your keys with you — but locks your STX for one Bitcoin cycle (~2 weeks). See our Stacks wallet guide for the details.
Who should buy on which platform
- Stackers — decide custody first: exchange stacking (simple, custodial) vs self-custody stacking (keys + ~2-week cycle lock). That decision matters more than the fee difference.
- One-time buyers — Finst’s flat 0.15% is cheaper for a single STX position.
- Frequent movers — Bitvavo’s network-fee-only withdrawals win if you move STX to a wallet regularly.
How stacking rewards actually land
Stacking rewards are paid in BTC (not STX), which surprises most buyers. The mechanism: Stacks settles batches on Bitcoin, and STX holders who lock their tokens during a cycle get a share of the BTC fees from that batch.
Two consequences worth planning for:
- Reward timing is cyclical — payouts arrive per Bitcoin cycle (~2 weeks), not daily.
- Reward size varies — it scales with how much STX is locked network-wide and how much BTC fees the cycle generates. Exchange stacking pools the same math; you just don’t see the details.
Stacking is optional. If you buy STX for its Bitcoin-anchored security story without wanting the lock, holding it unstacked in self-custody is perfectly fine too.
Exchanges compared
| Bitvavo | Finst | |
|---|---|---|
| Fee (taker) | 0.25% (base tier) | 0.15% flat |
| Fee (maker) | 0.15% (base tier) | 0.15% flat |
| Spread | Market spread | No added spread |
| EUR deposits | SEPA, iDEAL/Wero, Bancontact, Apple Pay, Credit card (1%), PayPal (2%) | SEPA, SEPA instant, iDEAL, Bancontact |
| Crypto withdrawal | Dynamic network fee | Dynamic network fee + €2.50 fixed baseline |
| Staking | Flex + fixed staking on 70+ assets (Bitvavo Earn) | Flexible staking, no lock-up, weekly payout; no lending |
| Regulation | MiCA-authorised, supervised by AFM (Netherlands), since June 2025 | MiCA-authorised, supervised by AFM (Netherlands), since July 2025 |
Verified 6 Aug 2026.
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Cryptocurrency values can fall sharply. Products mentioned may not be available in every country, and custodial services hold your assets on your behalf. Nothing on this site is financial advice.
Availability may vary by country. Select your country to see offers available to you.
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We may earn a commission when you sign up or buy through links marked as sponsored. Commissions never determine our rankings.
Cryptocurrency values can fall sharply. Products mentioned may not be available in every country, and custodial services hold your assets on your behalf. Nothing on this site is financial advice.
How we evaluate
Every recommendation is based on our published methodology: we separate self-custody wallets, hardware wallets, custodial exchanges and buying platforms, and score each with its own criteria. We label everything as hands-on tested, documentation reviewed, or not yet tested. Commissions never determine rankings.
Sources & evidence
- OfficialBitvavo — Stacks listing ↗
- OfficialFinst — Stacks listing ↗
- OfficialBitvavo — fees ↗
- OfficialFinst — fees ↗
Changelog
- Expanded to full buy anatomy: step-by-step purchase flow, worked fee examples and stacking (BTC rewards) guidance.
Frequently asked questions
Is Stacks listed on Bitvavo?
Yes — Bitvavo lists STX for trading and withdrawals, with free SEPA/iDEAL deposits and MiCA authorisation (AFM).
Is Stacks listed on Finst?
Yes — Finst lists STX for spot trading with SEPA/iDEAL deposits, flat 0.15% fees and MiCA authorisation (AFM).
Can I withdraw STX from Bitvavo or Finst?
Yes — both support withdrawals to external wallets on the Stacks network. Bitvavo charges only the network fee; Finst adds a €2.50 fixed baseline per crypto withdrawal.
Can I stack STX on an exchange?
Exchange-based stacking is custodial. For self-custody stacking with BTC rewards, withdraw STX to a wallet like Leather or Xverse and stack there — your keys, your rewards.
Related
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